Without Bad Faith, Policy Limits Often Limit Personal Injury Recoveries

Atlanta personal injury lawyers often must explain to their clients that their case is worth more than the available insurance coverage.  This is a bitter pill to swallow for anyone who has been seriously injured in a car accident.  Atlanta personal injury attorney Richard Griffin at 877-PAIN-LAW (877-724-6529) knows that there are many different factors that determine how much a personal injury claim is worth in Atlanta and throughout Georgia.  Some of these personal injury factors include:

  • the type of injury
  • the total cost of the past and future medical treatment
  • the amount of lost wages or income incurred
  • pain and suffering factors (how did your injuries negatively impact your specific life?)
  • punitive damages (extra damages to punish the defendant for DUI, hit and run, and other bad conduct)
  • the policy limits of all insurance policies that cover your auto accident personal injury claim

Our Pain Law attorneys know that all of these factors play a vital role in determining the likely value of your claim.  However, out of all of these different factors, the policy limits of all insurance policies that cover the personal injury claim is perhaps the one that is most critical when the injuries are catastrophic.  Why?  Because the insurance companies are not responsible for paying for any of your damages above and beyond the policy limits of the policy that covers your claim.  There is one exception which involves the insurance companies for the negligent driver acting in bad faith and refusing to tender their policy limits when given the opportunity.  The Atlanta personal injury attorneys at the Griffin Law Firm know how to use the Georgia statute O.C.G.A. Section 9-11-67.1 to recover for excess verdicts when the liability adjusters for the auto insurance act in bad faith.  To learn if using this Georgia law can help you recover more than the liability policy limits in your case call us at 877-PAIN-LAW (877-724-6529).

You can also find out how much your case may be worth by using the Pain Law Settlement Calculator at old.877painlaw.com provided below:

Personal Injury Calculator

By | 2015-01-05T16:59:41+00:00 January 5th, 2015|Car Accident, Personal Injury, Uncategorized|0 Comments

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